Club Clé France: Top-Up Health Insurance [Mutuelle]
Fab French Insurance is a French registered company, specialising in property, car and health insurance for English speaking residents of France, as well as those visiting from the UK on short term visits.
Top-up Health Insurance [Mutualle]
A "mutuelle" in France is a supplementary health insurance, covering costs not fully reimbursed by the state healthcare system, ensuring complete healthcare protection.
This will top-up the refunds you get from the French CPAM (social security) or things that aren’t covered at all (like orthodontics, private room at the hospital, etc.).
Top-up health insurance is only available once you get an active French social security number.
Please complete our Enquiry Form Below for more information.
Understanding Top-Up Health Insurance in France:
Moving to France comes with many adjustments, including navigating the healthcare system. While the French public health system covers a significant portion of medical costs, a top-up health insurance (mutuelle) provides essential protection by covering remaining expenses such as hospitalisation, specialist consultations, and prescription medications. This additional coverage is often required for long-term residents and certain visa applications. Our team of experts can provide a personalized estimation of your needs and guide you towards the right plan. With our dedicated service, you can ensure peace of mind and access to the best healthcare options in France.
Benefits of Having a Mutuelle:
A mutuelle is essential for anyone living in France, as it provides additional protection against medical expenses not fully covered by the public healthcare system. Whether it’s routine consultations, unexpected hospitalisation, or specialist treatments, having the right coverage ensures you don’t face high out-of-pocket costs. For those applying for a visa, proof of adequate health coverage may be required. Our team of experts offers personalized estimation services to help you choose the best plan tailored to your needs. With our dedicated service, you can access top-quality care with peace of mind, knowing you’re fully covered in any situation.
Our expert helps you to understand:
In the wake of Brexit, most French consulates and embassies have tightened the rules (mostly for VISA applications), even for non-UK residents. Nowadays, it's twice as important to make sure you provide a compliant set of documentation, including the insurance policy which is why 82% of French VISAs get denied.
Fabien Pelissier, Founder of Fab French Insurance
There are no hidden fees. We believe in trust and transparency.To obtain a quote, please provide us with your basic details via the form below.
You will find it Fabulously Easy!
Please complete our Enquiry Form Below for more information.
100% French
You didn’t come to France to be advised by people who don’t even live here! We are a small team based in the South West of France, all our staff are French and therefore we know all the tricky bits of the French system; we can make your life as hassle free as Frenchly possible.
Why choose us?
Human, not robots: We prioritise personal connections by providing dedicated English-speaking advisors. Our focus is on delivering human interaction and feedback, ensuring that our clients receive attentive and personalised service at every step.
We’ve been delivering fabulous service since 2015! Years of dedicated support to our valued clients—and we’re just getting started. Here’s to many more!
We understand the unique cultural backgrounds and needs of expats. By partnering with a wide range of insurers and numerous providers worldwide, we are able to find affordable, tailored solutions for every individual situation.
For everything you need to know about French property visit www.clefrance.co.uk
