UK Office: 0044 (0)1440 820 358

Clé France

The French Property Network

Cle France

Want to turn your dream of a Home in France into a Reality?

'Cle Mortgages'

We have 2 solutions for You...


Option 1

Let Us Unlock the Potential from Your UK Property!

You could buy a Holiday Home in France by unlocking some of the value of your UK home and using the cash to snap up a Bargain French Property.

It makes sound financial sense to raise the money in your own country where you earn your income, so you don't have to worry about the vagaries of future interest rate fluctuations.

UK interest rates are still at historic lows, and in most cases we can achieve this with No Fees at all.

We can arrange a UK re-mortgage within the protection of the UK financial regulations, in your own language, with the a possible bonus of reducing your monthly payments on your current mortgage by having a better overall interest rate.

We can get you an 'Agreement in Principle' in advance so you will be able to go house hunting with confidences and negotiate a great price as you are effectively a cash buyer in France.

Contact Us Today to find out more, on a no obligation basis of course.
Cle France enquiry

Option 2

The 'French Mortgage' route.

The ideal option if you don't want to tie up your capital due to

low exchange rates?

With record low interest rates you can take a mortgage out and when the Pound recovers pay lump sums or even pay off the whole mortgage.

We can arrange mortgages in France up to 85% of the purchase price with interest rates starting from as low as 1.35%

We also offer a Free mortgage pre-approval service, so you understand what options are available to you, even if you haven't yet found a property.

Contact Us Today to find out more, on a no obligation basis of course.
Cle France enquiry
Thinking of buying in another country?
We arrange finance in over 30 countries across Europe, USA and the Caribbean.

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UK Tel: 0044 (0)1440 820 358

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Your Guide to French Health Care
Download our latest PDF Guide

With Covid-19 and Brexit looming it is even more vital that those thinking of Buying a Property in France have the correct health Insurance in place.

If you would like to understand more about the French Healthcare system (in plain English!) then download our latest guide today.

Get Your Free PDF Guide to Health Care in France here

Kind regards, 
Sharon Evans 
Founder of Clé France.

Let Nick do the Property Viewings For You

I hope you and your family are in good health and good spirits despite the difficult times we are all currently experiencing.

Recently we introduced a solution to buy your property without first visiting it, ie. to buy it ‘unseen’.

This has proved very popular but for a more cautious approach we can now offer the service of a ‘Property Inspection’ by our property surveyor, Nick Warner.

Nick can visit 5 properties on your shortlist and inspect the properties for you against your criteria and advise on a number of important aspects so you can make a more informed decision before making an offer on your chosen house.

For roughly the same price as a full structural survey on one property you will get feedback with photos and Nick's personal opinion on 5 (within the same sector).

If you feel that this may be a good option for you, please feel free to contact Nick for further details.

In the meantime Stay Well,

We’ll stay in touch!

Visit the website to contact Nick Warner direct.

Kind regards,
Sharon Evans
Founder of Clé France.

The French property buying season begins (finally)

Great news…

France is expected to be included in the first wave of ‘air bridges’ starting 6th July.

Flights to France will commence daily.

It’s expected there will be a rush of British property buyers.

Earlier this month, Rightmove reported that UK searches for French property are 33% higher than last year.

While local experts say they don’t expect a fire sale of French property, some sellers will undoubtedly be open to offers.

Now is the time to get serious about restarting plans, especially for retirees abroad, with the Brexit transition period ending soon.

One thing to note…

When you make an offer on a French property, you are committed to that price in Euros, no matter what happens to the Pound.

With many threats to the Pound at the moment, we would suggest speaking to our currency partner: Key Currency.

Key Currency can monitor exchange rates for you, help make sense of your budget and find you the most suitable currency solution. 

I recommend you request an exchange rate quote below.

Click here for a free quote

Kind regards, 
David Evans 
Co-Founder of Clé France.

Buy Now and Beat the Brexit Deadline!

First and foremost I hope all our clients, subscribers and website visitors, and of course your families are in good health and good spirits despite the difficult times we are all currently experiencing.

None of us know how long the current restrictions will last. And for UK buyers there is the added complication of a Brexit deadline of the 31st December. Of course it is entirely possible that the UK will request an extension to the Brexit deadline given the current situation, but as of today that is not our Government’s policy. So there is a real anxiety for those of you who fear that if the restrictions continue you will not have the time to purchase of your home and start the process of applying for residency before the deadline.

And that is why we have collaborated with our colleagues and found a possible solution, and that is to buy your property without first visiting it, i.e to buy ‘unseen’.

I should say that this is not something I would recommend in normal circumstances. And for those of you who are planning to buy a holiday home my advice would remain the same; that it is in your interest always to view any property you are considering buying. For those clients the lockdown will end at some point, and you can look forward to travelling again.

But for those wishing to make France their permanent home, buying ‘unseen’ will mean that you can start the process of purchasing your property straight away, with a possible completion of around the end of June - mid July, ahead of the traditional August holidays in France, and then to start your residency application when the local authorities re-open at the beginning of September, thus ensuring that you are within the current expected deadline.

THIS WILL NOT BE POSSIBLE ON EVERY PROPERTY ON THE WEBSITE, AND IT WILL NOT BE A COURSE OF ACTION I WILL BE RECOMMENDING TO EVERY CLIENT.

Anyone considering this as an option must be clear that the buyer will be judicially and financially committed relatively quickly, possibly within two weeks of the process beginning, and that failure to complete on a purchase would result in the loss of the 10% deposit. So it is not a course of action to be casually embarked upon.

But where our local agent and notaire colleagues feel we can facilitate this approach, whilst still maintaining the highest duty of care towards our purchasers and of course towards vendors also, we will endeavour to assist.

If you feel that this may be a route for you, please feel free to email me for further details.

In the meantime Stay Well,

We’ll stay in touch!

Click here to contact me direct

Kind regards, 
Sharon Evans 
Founder of Cle France

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