An early Christmas present from the Bank of England today.
The Bank of England has announced it is reducing the base rate to 3.75% (previously 4.00%).
So this is a good time for you to contact our Mortgage and Financial Services, if you are considering a mortgage to help fund a property purchase in France, you may wish to contact them to see if they can help and advise you, best of luck.
You can contact them direct here.
PS: We have a new Mortgage Partner who is very pro-active and helping many of our clients already, so worth another enquiry if you are looking to borrow
Kind regards,
Alex at Clé France.
A Big Week For The Pound.
and the Bank of England Decision on Thursday...
UK unemployment is now at 5.1% for the 3 months to October.
This is the highest since Covid and possibly reflects a cooler economic environment.
Tomorrow sees the inflation number released where annualised growth is expected to modestly tick down to 3.5%.
That should support the anticipated rate cut by the Bank of England on Thursday to 3.75%.
All in all it's a lively week of activity all around.
There are options for taking risk off the table if you want to discuss things with your dedicated account manager.
Those options include forward contracts and limit / stop orders.
If that weren't enough there's also US non farm payrolls for November being reported this afternoon.
40,000 jobs were expected to have been added, and this will be very closely watched as the number is relatively poor compared to a thriving economic backdrop.
Economic calendar:
- US: 13:30 Non Farm Payrolls
- UK: Wednesday 07:00 Inflation Report
- UK: Thursday 12:00 BoE Interest Rate Decision
So what next, what should you do?
As ever we look forward to keeping you in the loop and so please look out for our next update.
Our friendly currency experts are here to assist you and guide you through the markets, we offer a first-class service and even an online platform so you can monitor your transaction in real time.
Our business ethos is based on bank beating rates and fantastic customer service, click the link below for a no obligation quotation and see the savings for yourself.
Don’t wait. Contact us now.
Or to find out our latest rates, click below.
Get ahead of the game and read our Guide to Foreign Currency Exchange.
Download the Guide Here - with no obligation of course.
Kind regards,
David Evans
Co-Founder of Cle France.
- Great exchange rates
- Quick and easy transfers
- No transfer fees
- Expert help and guidance
- Authorised by the FCA
Current rates:
Tuesday 16th December 2025 at 11:30am
£1.00 GBP = 1.1410 EUR
£1.00 GBP = 1.3415 USD
£1.00 GBP = 2.0215 AUD
£1.00 GBP = 2.3195 NZD
£1.00 GBP = 1.8480 CAD
£1.00 GBP = 1.0660 CHF
-
Want to Learn More?
- We have created a selection of Free PDF Guides for you to download covering many aspects of buying property abroad, visit our PDF Guides Page today or download our "Buying A Property in France" Guide PDF document.
-
- At Clé France / Regency FX, many of our customers have a need for currency exchange.
- We are pleased to offer our customers favourable exchange rates on international currency transfers.
- As a Clé France website visitor, you qualify for preferential exchange rates when you transact through Regency FX.
-
How to Save Money on your foreign currency transfers
- Regency FX can save you money by offering more competitive rates of exchange than your bank.
- Clients can typically save you 3-4% of the total transaction value, which can result in significant cost savings.
- All client funds are held in segregated accounts with top-tier banks keeping your money safe and secure.
- Cle France has partnered with Regency FX, a trusted and fully safeguarded currency exchange provider, to bring you even better service and exclusive benefits when transferring money internationally.
For everything you need to know about French property visit www.clefrance.co.uk
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Ask Us about Forward Contracts.
It could be a good option for you, here's why...
At the moment, Bank of England Interest Rate is 4%, they will announce the next decision on Thursday 18th December 2025.
The days leading up to the 18th December are critical to currency markets and pose a high degree of potential risk.
Interest rate decisions are the primary focus for banks and traders.
Australia, the US, the UK and Europe are all making major decisions before the end of next week.
Rate cuts are highly anticipated for both the States and here in the UK.
Therefore, as it's expected, it's already "priced into" exchange rates. In other words traders have already traded with the belief that a rate cut will occur.
It's when things go against expectations that high volatility occurs.
Certainly, here in the UK, there's a mixed bag of news moving markets. Is there a "black hole" in public finances....or isn't there?
Does the Bank of England need to cut rates to stimulate growth? Or does it need to keep rates where they are to try and curb inflation?
We will find out over the coming days.
Here at Regency FX we can help mitigate risk if you have an upcoming currency conversion with the use of limit orders and forward contracts.
For more information on either of those options please give your dedicated account manager a call.
Economic calendar:
UK: Friday 07:00 GDP Report
UK: Thursday 18th DEC Interest Rate Decision.
So what next, what should you do?
As ever we look forward to keeping you in the loop and so please look out for our next update.
Our friendly currency experts are here to assist you and guide you through the markets, we offer a first-class service and even an online platform so you can monitor your transaction in real time.
Our business ethos is based on bank beating rates and fantastic customer service, click the link below for a no obligation quotation and see the savings for yourself.
Don’t wait. Contact us now.
Or to find out our latest rates, click below.
Get ahead of the game and read our Guide to Foreign Currency Exchange.
Download the Guide Here - with no obligation of course.
Kind regards,
David Evans
Co-Founder of Cle France.
- Great exchange rates
- Quick and easy transfers
- No transfer fees
- Expert help and guidance
- Authorised by the FCA
Current rates:
Thursday 11th December 2025 at 08:00am
£1.00 GBP = 1.1435 EUR
£1.00 GBP = 1.3370 USD
£1.00 GBP = 2.0125 AUD
£1.00 GBP = 2.3050 NZD
£1.00 GBP = 1.8480 CAD
£1.00 GBP = 1.0695 CHF
-
Want to Learn More?
- We have created a selection of Free PDF Guides for you to download covering many aspects of buying property abroad, visit our PDF Guides Page today or download our "Buying A Property in France" Guide PDF document.
-
- At Clé France / Regency FX, many of our customers have a need for currency exchange.
- We are pleased to offer our customers favourable exchange rates on international currency transfers.
- As a Clé France website visitor, you qualify for preferential exchange rates when you transact through Regency FX.
-
How to Save Money on your foreign currency transfers
- Regency FX can save you money by offering more competitive rates of exchange than your bank.
- Clients can typically save you 3-4% of the total transaction value, which can result in significant cost savings.
- All client funds are held in segregated accounts with top-tier banks keeping your money safe and secure.
- Cle France has partnered with Regency FX, a trusted and fully safeguarded currency exchange provider, to bring you even better service and exclusive benefits when transferring money internationally.
For everything you need to know about French property visit www.clefrance.co.uk
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