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Clé France

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Club Clé France: Insurance coverAllianz Banner

We have been working with Allianz Insurance since 1999 and more recently with the excellent Franck Haloche, who along with his team offer a friendly, professional service and they also speak very good English!

When you have found your perfect property for sale in France and are ready to buy you will need to make sure you have some basic insurance in place on your dream French property.


Enquiry Form - Allianz Insurance

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When looking for a quotation from a French insurance company, in English, that is suited to your specific insurance and investment needs? or just looking for advice / information about the insurance system in France? then...

Franck and his English speaking insurance team are proud to be of service to you.

Cle France in partnership with Franck commit ourselves to providing you with excellent service you can rely on.

Franck and his team's main purpose is to establish a friendly, professional rapport with you and help you to decide what sort of insurance you need.

They can also review your current cover to ensure it still meets your needs and those of your family.

Car, House (Building and Contents Insurance), Medical Top-Up (Affordable Top Up insurance for you and your family).  Allianz offer the security of a strong French business with the convenience of an English speaking insurance team, so your quotations can be provided in English.

Franck and his team look after your Insurance requirements:

Protecting our families, homes and possessions is a high priority for all of us. Unemployment, sickness, accidents, unexpected events and even death are risks everyone faces we can help you to provide for your family during these difficult times.

We can assist with:

Household insurance - buildings and contents

Motor motorbike insurance

Medical Top-Up insurance (Mutuelle)

Anglo-French Financial insurance and products such as savings, financial investments and life insurance

Public Liability insurance and Business Insurance

Travel insurance and Medical Expenses cover

Pet insurance.

 Home insurance

Our standard cover includes (list not-exhaustive):

Fire, explosion, storm, hailstorm, snow, water damage, leakage, breaking of pipes and equipment, flood, theft, burglary, vandalism to building and contents, glass breakage, natural and technological catastrophes, public Liability, electrical Damage etc.

In order to improve your cover, you may choose several options:

Theft of personal belongings outside your home.

New for Old for contents.

Legal Assistance for disputes.

Mortgage repayment insurance.

Accidental damage, etc.

 Car insurance

Three possible covers may be taken out: Third Party Only, Third Party Fire and Theft, Fully Comprehensive cover.

Automatically included in our Motor insurance policy, whatever the cover is:

Personal Cover for Driver.

Roadside assistance/Breakdown cover when away from home.

Except for the Third Party only (the minimum required by Law), you can choose options that can include:

Windscreen breakage, storm, flood, electrical damage, towing of the vehicle, natural and technological catastrophe, home assistance and a free Courtesy Car. Contents (to claim in order of theft of personal belongings inside your car), legal Assistance.

  CPAM / Top up (Mutuelle)

 1) How to apply for a French National number (Securite Sociale number):

If you live permanently in France, it would be advisable to apply for a French National number; the process to do so may be different, depending on whether you are retired, unemployed, self-employed or working.

 2) Why would it be advisable to take out a Top Up insurance?

As the obligatory (CPAM) health insurance cover is not full cover, it is advisable to take out "Top-Up" insurance to cover what would otherwise be the patient's contribution. Additional cover through our medical Top-Up insurance operates immediately.

We can propose several forms of Top-Up insurance:

Full Cover, Standard cover for your main medical expenses, Cover limited to the most important and expensive medical risks.

Contact us and let us know your specific needs so that we can provide you with a detailed quotation suited to your family's specific requirements.

 Financial Investment and Wealth Management

Are you looking for a way to make your money work harder in this low interest rate environment?

We can offer savings and financial insurance vehicles that allow you to benefit from:

Free access (no restriction on withdrawals), Income from the profit net of tax,  No inheritance taxes and no Notary fees.

We are dedicated to providing you with guidance regarding financial solutions suited to your needs that are able to meet your objectives.


Franck Haloche 

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