Club Clé France: French Insurance
Fab French Insurance is a French registered company, specialising in property, car and health insurance for English speaking residents of France, as well as those visiting from the UK on short term visits.
The company was established by Fabien Pelissier in 2015.
Fabien has a small team of English-language speaking staff based in the South West of France. So you will get a dedicated English-language speaking broker who is also a French native speaker. They are able to provide our clients with a clear, easily understood, tailored solution to their requirements.
Why choose FAB Insurance?
We are Human, not robots: We prioritize personal connections by providing dedicated English-speaking advisors. Our focus is on delivering human interaction and feedback, ensuring that our clients receive attentive and personalized service at every step.
We understand the unique cultural backgrounds and needs of expats.
By partnering with a wide range of insurers and numerous providers worldwide, we’re able to find affordable, tailored solutions for every individual situation.
There are no hidden fees. We believe in trust and transparency.To obtain a quote, please provide us with your basic details via the form below.
You will find it Fabulously Easy!
Please complete our Enquiry Form Below for more information.
Club Clé France: French Healthcare Insurance
Health Insurance For Your Visa Application
Are you planning on a permanent move to France?
If you intend to be around more than 90 days per year or for residency purposes, you’ll need to have a VISA. Whatever you need a VLS-TS or VLS-T visa you’ll probably need private medical insurance.
Finding the right medical insurance will make or break your visa application so don’t overlook this.
Technically, Private Health Insurance (PHI) is like travel insurance except that travel insurance is limited to emergency cover. PHI can cover routine medicine, tests and treatments, and sometimes existing conditions.
A PHI will be required for a residency application and/or a visa. That policy also needs to include public liability and repatriation and there is a minimum amount it should cover for medical expenses.
PHI is somewhat identical to the combined cover provided by both the French social security and a mutuelle (top- up health insurance) but, for the mutuelle, you have to have a French social security number although you’ll see that mutuelles don’t require a medical questionnaire which means no possible exclusions.
We will also advice the exact plan that will meet the expectations of the various governmental bodies.
We can usually weave our magic, even difficult insurance cases.
Please complete our Enquiry Form Below for more information.
Top-up Health Insurance
A "mutuelle" in France is a supplementary health insurance, covering costs not fully reimbursed by the state healthcare system, ensuring complete healthcare protection.
This will top-up the refunds you get from the French CPAM (social security) or things that aren’t covered at all (like orthodontics, private room at the hospital, etc.).
Top-up health insurance is only available once you get an active French social security number.
In the wake of Brexit, most French consulates and embassies have tightened the rules (mostly for VISA applications), even for non-UK residents. Nowadays, it's twice as important to make sure you provide a compliant set of documentation, including the insurance policy which is why 82% of French VISAs get denied.
Understanding Top-Up Health Insurance in France
Moving to France comes with many adjustments, including navigating the healthcare system. While the French public health system covers a significant portion of medical costs, a top-up health insurance (mutuelle) provides essential protection by covering remaining expenses such as hospitalisation, specialist consultations, and prescription medications. This additional coverage is often required for long-term residents and certain visa applications. Our team of experts can provide a personalised estimation of your needs and guide you towards the right plan.
With our dedicated service, you can ensure peace of mind and access to the best healthcare options in France.
Please complete our Enquiry Form Below for more information.
Benefits of Having a Mutuelle
A mutuelle is essential for anyone living in France, as it provides additional protection against medical expenses not fully covered by the public healthcare system. Whether it’s routine consultations, unexpected hospitalisation, or specialist treatments, having the right coverage ensures you don’t face high out-of-pocket costs. For those applying for a visa, proof of adequate health coverage may be required.
Our team of experts offers personalised estimation services to help you choose the best plan tailored to your needs.
With our dedicated service, you can access top-quality care with peace of mind, knowing you’re fully covered in any situation.
Please complete our Enquiry Form Below for more information.
100% French
You didn’t come to France to be advised by people who don’t even live here! We are a small team based in the South West of France, all our staff are French and therefore we know all the tricky bits of the French system; we can make your life as hassle free as Frenchly possible.
Why choose us?
Human, not robots: We prioritise personal connections by providing dedicated English-speaking advisors. Our focus is on delivering human interaction and feedback, ensuring that our clients receive attentive and personalised service at every step.
We’ve been delivering fabulous service since 2015! Years of dedicated support to our valued clients—and we’re just getting started. Here’s to many more!
We understand the unique cultural backgrounds and needs of expats. By partnering with a wide range of insurers and numerous providers worldwide, we are able to find affordable, tailored solutions for every individual situation.
For everything you need to know about French property visit www.clefrance.co.uk
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Contact Us: via the website, by email or phone.- Have a question? give us a call or use the "MAKE AN ENQUIRY" button or click the "Contact Us" tab from anywhere on the website.
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For everything you need to know about French property visit www.clefrance.co.uk
The information that you give and that we obtain through you using this website may be used by this Company and by our partner companies only for purposes in connection with your use of this website and for marketing activities of this Company and partner companies. By using this site you confirm your consent to this. If you do not want to receive any marketing information from this Company and/or our partner companies then please notify us.
Property for sale in Languedoc Roussillon - click here
Languedoc Roussillon
The area always used to be known as simply "Languedoc" and covered a large part of southern France, the modern Languedoc-Roussillon is a much smaller area, being the area covered by the Eastern Pyrenees department. It was, in the past, the northern part of Catalonia which extended from Spain, and some people here still speak Catalan as well as French.
The regional capital is the city of Montpellier, a thriving modern city in the Hérault department, with a historic and interesting centre; other major cities in the region are Nimes, Narbonne, Sete and Perpignan.
The coast of Languedoc is characterised by long sandy beaches and a modern tourist infrastructure such as the twentieth-century resorts of Cap d'Agde, Palavas, or Narbonne Plage.
The Languedoc-Roussillon region consists of 5 departments:
Herault (34), Aude (11), Gard (30), Lozere (48) and Pyrenees-Orientales (66).
Weather
Transport
We are right at the bottom of France here so a drive from the Uk is a long one, but one I have done many times, possibly more relaxing is the TGV from Paris Gare-de-Lyon, or from Lille and many other cities. Motorway from Paris, Lille, Strasbourg, Nancy, Lyon, Geneva will also get you here. There are airports at Nimes, Montpellier, Carcassonne and Perpignan, with low-cost flights from the UK, Belgium and Holland, elsewhere in the world of course fly into the main airports mentioned already.
Food
Southern gastronomy relies on dishes that are meant to be shared like the well-known Cassoulet or Brandade-de-Morue. The Southwest of France also boasts refined food like the Anchoiade or the Bourride which are two fish dishes that use the aromatic herbs of the wild garrigue (wild scrubland). The herbs of thyme, rosemary, bay and sorrel, and others, play an important part in Languedoc-Roussillon's food history and also influence the Catalan and Provence cuisine and culture either side of this stunning region.
Leisure
There is so much to do and it depends whether you are near the mediterranean coastline, in the countryside or in one of the many hill top villages, or indeed up in the mountains. Hiking and walking feature a lot as does cycling and mountain biking, plus lots of sea and river sports feature heavily as well as horse riding being very popular.
Property
Styles of property for sale in the area can vary but most popular styles are hill-top cottages, edge of village villas, countryside Mas style farmhouses and fantastic Maison de Maitre properties. The traditional clay / terracotta style roof construction is almost flat and is very attractive and suitable for many roof terraces which are popular in the hill top villages.
Click here to see all of our properties in Languedoc Roussillon
CONTACT US to discuss your search for property in Aquitaine or any area of France, or indeed for any further information you may require on buying French property, moving to France, living in France etc. just give us a call or send us an email, we will be happy to help!
Property Finding Service: We will do a property search for you to match you criteria but also you can try our Advanced Search: including saving your favourites and getting updates of new properties for sale in France and price reductions direct into your inbox, and you can also add your comments to our blog pages - simply sign up for your own account here.
For everything you need to know about French property visit www.clefrance.co.uk
Club Clé France: Legal Services
We have been working with Loic Raboteau for many years helping clients with the buying process in France and many other French Law Questions, Loic is a French national and legal consultant specialised in advising private clients on cross-border legal issues between UK, France and North Africa.
A real estate specialist with experience advising on international estate planning and tax issues, Loic provides legal assistance to British clients requiring legal advice in French-speaking jurisdictions and a corresponding service to French clients living in the UK who require a French-speaking legal consultant.
Prior to joining B&M Law LLP, Loic acted as head of the French and North Africa departments in UK-based law firms where he represented both domestic and international clients with property interests in France, Morocco, Egypt, Tunisia, and Mauritius. He is fully bilingual and his strong network within the legal, financial and real estate markets allows Loic to meet the needs of his clients and deliver a wide range of tailored legal solutions and advice in a timely and cost-effective manner.
Loic moved to the UK in 2002 but has maintained a foot in France by remaining engaged with the French community in London. He is a French law postgraduate and an associate member of the Chartered Institute of Legal Executives (ACILEx).
Contact Us by completing the "No Obligation Form" below.
About B&M Law LLP
B&M Law LLP is a law firm advising both individuals and businesses with interests and assets in the United Kingdom, Italy, Spain, Latin America, France, and North Africa.
Their core legal practices include commercial, dispute resolution, company, employment, real estate, and inheritance, in fact most Domestic And Cross-Border Legal Advice under one roof with their team of multilingual solicitors.
B&M Law LLP are located at the heart of London's legal hub, a stone's throw from the High Courts of Justice, and together with our worldwide network of professional resources, we offer cost-effective, cross-border legal services to individuals looking to buy and / or live in another country to their birth place.
Guiding You Safely Through Your Challenges
Our commitment to our clients is deeply rooted in the high-quality legal services our partner provides. We build teams tailored to the specific needs of each of our clients, and our hands-on approach means we work closely with our clients to guide them through cultural and linguistic challenges. The breadth of our technical expertise enables us to safeguard our clients' interests and deliver practical, commercially sustainable legal solutions.
Our aim is to carefully blend high-quality legal advice with a deep-rooted commitment to our clients.
What Specialist Advice Do You Need
- We have specialist legal skills, industry experience and cultural know-how.
- We offer our services in English, Italian, Spanish and French.
- We guarantee high service levels and absolute transparency in relation to our fees.
- We make staying within your budget a priority.
- We don't just give one-off advice because we understand circumstances change.
- We periodically review strategies, tactics and tools to ensure objectives are being achieved and, where possible, to reduce costs.
- Our offices are equipped with the latest legal software and technology, enabling us to deliver a service that is efficient and carefully managed at every stage.
- Our strong network of professional resources located around the world enables us to provide a seamless service.
- We are a modern and progressive firm with the capacity to meet the rapidly changing, international legal needs of both businesses and individuals.
B&M Law LLP specialise in advising private clients on cross-border legal issues between the UK and France. The core areas of expertise are French Property Law and French Estate Planning. Our experience in these areas spans more than 10 years.
Our French Legal services will help you to overcome the difficulties of purchasing a French property and related estate planning issues as well as language barriers.
Unlike the English legal system, which is based on Common law, French Law is based upon a civil codified law system (the “Code civil”), although case law (“jurisprudence”) also plays an important part.
For a more personal advice contact Loic today using the form above. You may also be interested in some of our 'Buying Guides' on the Free Guides Tab Here.
The information that you give and that we obtain through you using this website may be used by this Company and by our partner companies only for purposes in connection with your use of this website and for marketing activities of this Company and partner companies. By using this site you confirm your consent to this. If you do not want to receive any marketing information from this Company and/or our partner companies then please notify us.
For everything you need to know about French property for sale visit www.clefrance.co.uk
Club Clé France: Legal services with Ashton KCJ
We are proud to work in partnership with Ashton KCJ - Legal services. If we think our clients need further legal advice or have a specific legal question that needs solicitor involvement when buying or selling a property in France we can recommend...
Matthew Cameron and his team for expert advice.
Ashtons Legal is an award-winning law firm with a strong focus on customer service. The legal teams provide a wide range of advice to businesses and private individuals regionally, nationally and internationally from offices across East Anglia.
If you are thinking of buying or selling a property in France, this should be an exciting time for you. But dealing with French Property Law can be extremely complex, adding unnecessary stress to your situation.
At Ashtons Legal our dedicated team of French property solicitors will help you work through the legal issues and contracts. We will not only hold your hand through the whole legal process, but will also liaise with Notaires, estate agents and other relevant contacts on your behalf. We are also able to recommend and refer you to estate agents based throughout France who we have been working with over the years to establish trusted and reliable working relationships.
We have in-depth knowledge of French inheritance law and tax, as well as the subsequent implications on your UK estate. We also understand and acknowledge family issues and the English implications of French property ownership.
Our clients benefit from reliable, efficient, expert advice and we provide a service aimed at taking the stress out of your situation.
Ashtons Legal’s French Legal Services Department is headed by Matthew Cameron who is a qualified solicitor with over 10 years’ experience in dealing with French legal issues. Matthew is supported by a strong French-speaking team including solicitor Sophie Hearle.
Barbara Heslop is a Partner at Ashtons Legal and leads the French Law team in Leeds. She is a well-known expert in the field of French property law.
The information that you give and that we obtain through you using this website may be used by this Company and by our partner companies only for purposes in connection with your use of this website and for marketing activities of this Company and partner companies. By using this site you confirm your consent to this. If you do not want to receive any marketing information from this Company and/or our partner companies then please notify us.
They have in-depth knowledge of French inheritance law and tax, as well as the subsequent implications on your UK estate. Ashton KCJ also understand and acknowledge family issues and the English implications of French property ownership.
Cle France clients can benefit from the reliable, efficient, expert advice that Ashton KCJ provide which is a service aimed at taking the stress out of your situation.
Ashton KCJ's French Legal Services Department is headed by Matthew Cameron who is a qualified solicitor with over 10 years’ experience in dealing with French legal issues. Matthew is supported by Jean-Paul Vovor, a Diplôme Supérieur du Notariat, and Sarah Walker on Wills, succession and inheritance tax issues. He is also assisted by Pauline Sakhrani.
To contact Ashton KCJ or if you have a specific question then simply complete the Enquiry form below:
We at Cle France specialise in Property for sale in France through our network of Agents and French Registered High Street Estate Agents. We have sold thousands of houses for sale in France over the years and have helped many find and buy their dream home in France.
We can also help you with everything to do with buying a house in France including getting a mortgage, organising currency exchange, renovation advice, property surveys, planning permission, French translation, opening a bank account and everything to do with French property sales.
For everything you need to know about French property for sale visit www.clefrance.co.uk
