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Clé France

The French Property Network

Club Clé France: International / French Mortgages

We would be pleased to help you with your mortgage application via one of our specialist Overseas Mortgage Brokers. Whether you have found the perfect French home for sale or still looking at the options for buying French property...

The team at Cle France can help you to find the best mortgage out there.

Why not contact us today:

 

Enquiry Form - French Mortgage Enquiry

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Cle Mortgages Logo

If you are considering raising finance for the purchase of a French property via a French mortgage?

Then let us help and advise you, with our years of experience in the French property market we have established partnerships with leading French mortgage brokers.

And there are some advantages - historically French interest rates are relatively low and French banks / brokers can issue you with a pre-approved mortgage statement which will clarify your buying budget and can be a good for you when negotiating the offer price on a property. 

How it works

Our financial partners are market leaders in overseas mortgages, with access to a comprehensive range of mortgage schemes.

With offices in the UK and France we are able to offer advice on mortgage products and also assist if you are looking to release equity from property owned in the UK to help fund deposits, stage payments and associated costs.

Buying a property overseas can often be a complicated process, facing challenges of a different language, legal system and processes. The honest, reliable and efficient help of an advisor can take a lot of the stress involved in buying a home away.

We aim to make the purchase of your overseas home as smooth as possible.

You can rely on our proven experience in the mortgage market which enables us to find the most suitable solution for your needs.

Here are some examples of where we can help you:

Assess your borrowing capacity

We offer impartial advice and find the deal that is best for you, based on your financial priorities and comfort level.

Prepare your mortgage application.

We handle the entire mortgage application process and use our knowledge of banks’ acceptance criteria to help you be successful.

Explain your mortgage offer.

We will walk you through your mortgage offer and key repayment terms, and explain any further requirements such as opening a French bank account.

Finalise the transaction.

We oversee the process with the Notaire and the bank, to ensure this crucial step goes smoothly.

Talk to us at Cle France from the start and we can discuss your needs and lay out some alternatives before we ask one of our financial partners to give you a call to go through the nitty gritty.

With the team at Cle France and our partners on your side, you have the best possible combination.

The information that you give and that we obtain through you using this website may be used by this Company and by our partner companies only for purposes in connection with your use of this website and for marketing activities of this Company and partner companies. By using this site you confirm your consent to this. If you do not want to receive any marketing information from this Company and/or our partner companies then please notify us.

For everything you need to know about French property for sale visit www.clefrance.co.uk

Club Clé France: Property Surveys

Wellesley Property Surveys in France

When looking for a property for sale in France we guide you through the buying process and give you the best advice possible so you can make the right decisions and buy the french property that fits your requirements.

However sometimes after viewing a property you may find you want a bit more of a detailed look at before buying; 'that crack in the wall' or the feasibility of a renovation project may be on your mind.

In France 'English' style structural surveys are almost unknown, there is not even a word for 'surveyor', the nearest being 'Expert de Batiment'. But if a client feels the need for a good old fashioned – 'Structural Survey' we recommend...

This is when we recommend seeking a survey if possible.

 

Enquiry Form - Property Surveys

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We can help with everything from 'English style' pre-purchase surveys to advising on renovation costs.

Wellesley Property Surveys in France 1        Wellesley Property Surveys in France 2       Wellesley Property Surveys in France 3       Wellesley Property Surveys in France 4   

Poorly repaired walls :      Loft Inspections      :    Missing roof ridges    :       Poor guttering     :

Use the Enquiry form above to contact us for more information.

The information that you give and that we obtain through you using this website may be used by this Company and by our partner companies only for purposes in connection with your use of this website and for marketing activities of this Company and partner companies. By using this site you confirm your consent to this. If you do not want to receive any marketing information from this Company and/or our partner companies then please notify us.

For everything you need to know about French property for sale visit www.clefrance.co.uk

Ile de France property

Ile de FranceIle de France

This region include the capital city of France along with other departments fanning out from the Seine river and offers the best of what France has to give in terms of property, lifestyle and culture.

Paris is a beautiful city. It has everything a city lover could possibly desire and perhaps a bit more! Chic little boutiques in the back streets and huge department stores on the vast avenues and boulevards, wonderful art galleries and intimate performance spaces, superb restaurants, huge street antique and flea markets. There are elegant squares and pretty parks and the banks of the river Seine must be the most romantic waterfront anywhere in the world.

Lots of people will agree that Paris is on of Europe's most exciting cities, in my opinion it is the best, a place that has everything for the visitor. Paris on a day trip, Paris in the Spring, Paris for a week or for a lot longer, it is a city that has it all! Museums, theatres, shops, fantastic historic monuments, a beautiful riverside and much more.

The Ile de France region consists of 8 departments:

Paris (75), Yvelines (78), Seine-et-Marne (77), Val-d-Oise (95), Essonne (91), Hauts-de-Seine (92), Seine-Saint-Denis (93) and Val-de-Marne (94).

WeatherWeather

 

TransportTransport

Pretty self explanatory as it has all the options you could wish for being one of the most beautiful and busiest capital cities in the world.

Train or bus from the airport into Paris: the RER train service is fast, and is the cheapest option.

If you arrive by air in Paris for a day trip, get the 1 day "Paris visite" visitor pass for zones 1-5, which includes the airports, this will give you unlimited hop-on / hop-off public transport during your day.

Always keep your ticket until your journey is finished, even if it is just a single journey ticket because you will need to put your ticket through the machine at both ends to get onto and off the platforms.

 

FoodFood

Paris is certainly an ideal place for those living in central London to have a second home, it is an easy weekend trip by Eurostar and having done this recently myself my tip would be to buy your ticket well in advance as they can be very cheap. For those used to London, Paris seems a lot smaller and much more manageable. Even though the Metro map is not as well designed as the London Underground map, the principal is the same and it is very fast, efficient, clean and believe it or not it is easy to understand and to navigate once you get to grips with it.

 

LeisureLeisure

I mean... where do we begin? the Moulin Rouge? evenings at the opera, film club, museums, art galleries, guided tours, weekend excursions, boat rides, sports activities, gastronomic discoveries; the list is simply endless. All you have to do is enjoy a full-on French experience.

 

PropertyProperty

It may come as no surprise that the French property market in Paris and the surrounding is one the most dynamic and expensive in France. Central Paris prices are as you would expect and moving out from the centre the prices become more reasonable but being so close to such a vibrant capital city has to come at a premium.

 

 CONTACT US to discuss your search for property in Aquitaine or any area of France, or indeed for any further information you may require on buying French property, moving to France, living in France etc. just give us a call or send us an email, we will be happy to help!

Property Finding Service: We will do a property search for you to match you criteria but also you can try our Advanced Search: including saving your favourites and getting updates of new properties for sale in France and price reductions direct into your inbox, and you can also add your comments to our blog pages - simply sign up for your own account here.

For everything you need to know about French property visit www.clefrance.co.uk

Gite accommodation for your viewing trip

Many people who travel to France like to stay in a short term rental property, a holiday cottage known in France as a "Gite".

From time to time our clients ask us to recommend a guest gite to rent locally to where they are viewing properties with us, we have many to recommend so all you need to do is ask and we will suggest some. We can also point our clients in the direction of local Hotels, Chambre d'Hotes and B&B businesses.

The freedom of a self-catering cottage is always a good option and having a nice 'base' to get back to after a busy days viewing is helpful to clear your mind and make comparisons of the houses you have viewed.

Cle France hompage

We have a few holiday cottages / guest gites that come highly recommended by previous clients who have stayed there and also a couple of properties we have sold to clients in the past who have subsequently set up their property as a holiday rental or B&B business.

Take a look at the Holiday Gite tabs by hovering over the "Gite Accommodation" tab dropped down from the "Club Cle France" tab on this website.

Or click on the images below to see more about each particular holiday cottage.

La Maison Fleurie

La Maison Fleurie in Mayenne, Pays de la Loire.

La Goderie

La Goderie in Mayenne, Pays de la Loire.

For everything you need to know about French property for sale visit www.clefrance.co.uk

Club Clé France: Home & Car InsuranceAreas Logo

We have been working with Areas Assurances for many years and more specifically with James Shaheen, who along with his team offer a friendly, professional service and they also speak very good English!

Whether your house in France is your main or secondary residence, an apartment or a chateau, if you're the owner or the tenant, we can insure you.

French home insurance differences -

Contrary to arrangements in the United Kingdom where house and contents insurance are organised separately, in France they are combined in one policy which makes life very much easier and your public liability is always included.

If you have a general Insurance question or a more pressing and pending need, in the process of buying a property for example, then contact James direct using the Enquiry Form.

Please complete our Enquiry Form Below for more information.

 

Enquiry Form - Areas Insurance Services

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Club Clé France: Insurance coverAllianz Banner

We have been working with Allianz Insurance since 1999 and more recently with the excellent Franck Haloche, who along with his team offer a friendly, professional service and they also speak very good English!

When you have found your perfect property for sale in France and are ready to buy you will need to make sure you have some basic insurance in place on your dream French property.

Please complete our Enquiry Form Below for more information.

 

Enquiry Form - Allianz Insurance

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Looking for Health Insurance?
Exclusive Healthcare Banner

Look no further, visit our Health Insurance Page for English speaking residents in France 

Moving shortly?
Already Living in France?
Going on holiday?

Help is at hand with our Exclusive Healthcare Page - Healthcare solutions adapted to your situation.

Learn more about Healthcare Insurance in France "in plain English", download our 'PDF Guide to Healthcare in France'.

Cle France Healthcare Guide link

Please complete our Enquiry Form Below for more information.

 

Enquiry Form - Exclusive Healthcare

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When looking for a quotation from a French insurance company, in English, that is suited to your specific insurance and investment needs? or just looking for advice / information about the insurance system in France? then...

Franck and his English speaking insurance team are proud to be of service to you.

Cle France in partnership with Franck commit ourselves to providing you with excellent service you can rely on.

Franck and his team's main purpose is to establish a friendly, professional rapport with you and help you to decide what sort of insurance you need.

They can also review your current cover to ensure it still meets your needs and those of your family.

Car, House (Building and Contents Insurance), Allianz offer the security of a strong French business with the convenience of an English speaking insurance team, so your quotations can be provided in English.

Franck and his team look after your Insurance requirements:

Protecting our families, homes and possessions is a high priority for all of us. Unemployment, sickness, accidents, unexpected events and even death are risks everyone faces we can help you to provide for your family during these difficult times.

We can assist with:

Household insurance - buildings and contents

Motor motorbike insurance

Anglo-French Financial insurance and products such as savings, financial investments and life insurance

Public Liability insurance and Business Insurance

Travel insurance and Medical Expenses cover

Pet insurance.

- Home insurance

Our standard cover includes (list not-exhaustive):

Fire, explosion, storm, hailstorm, snow, water damage, leakage, breaking of pipes and equipment, flood, theft, burglary, vandalism to building and contents, glass breakage, natural and technological catastrophes, public Liability, electrical Damage etc.

In order to improve your cover, you may choose several options:

Theft of personal belongings outside your home.

New for Old for contents.

Legal Assistance for disputes.

Mortgage repayment insurance.

Accidental damage, etc.

Car insurance

Three possible covers may be taken out: Third Party Only, Third Party Fire and Theft, Fully Comprehensive cover.

Automatically included in our Motor insurance policy, whatever the cover is:

Personal Cover for Driver.

Roadside assistance/Breakdown cover when away from home.

Except for the Third Party only (the minimum required by Law), you can choose options that can include:

Windscreen breakage, storm, flood, electrical damage, towing of the vehicle, natural and technological catastrophe, home assistance and a free Courtesy Car. Contents (to claim in order of theft of personal belongings inside your car), legal Assistance.

Financial Investment and Wealth Management

Are you looking for a way to make your money work harder in this low interest rate environment?

We can offer savings and financial insurance vehicles that allow you to benefit from:

Free access (no restriction on withdrawals), Income from the profit net of tax,  No inheritance taxes and no Notary fees.

We are dedicated to providing you with guidance regarding financial solutions suited to your needs that are able to meet your objectives.

CABINET ALLIANZ

Franck Haloche

For everything you need to know about French property visit www.clefrance.co.uk

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