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Clé France

The French Property Network

Have you seen our Property Guides ?

Our popular and helpful Property Guides are free for you to download, they are in plain English and ideal for people who want to Buy, Sell, Holiday and of course Live in France Post Brexit.

Get expert advice about the Buying & Selling process in France, Post Brexit rules, Healthcare, Currency Exchange and much more.

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Kind regards, 
Sharon Evans 
Founder of Clé France.

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How to minimise currency risk for your French property purchase

What is currency risk?

Geoff Lambourne, Director at Key Currency has shared with us this analogy:

If you walked into a casino with £10,000, would you risk putting it all on red or black?

If you’re not okay with the possibility of losing it all, then currency risk is something to consider when buying a French property.

The exchange rate for Pounds to Euros moves on average 10% in 12 months.

That means; for a £100,000, the price of your dream home overseas could fluctuate as much as £10,000 either way.

So, if you’re not prepared to pay an additional 10% of the property price, perhaps it’s time to speak to a currency specialist?

How can I protect my property budget?

Well, the first step is connecting with a trusted currency specialist. If possible, opt for one with experience helping individuals manage overseas currency transactions.

We recommend Key Currency to all our clients, they have years of experience in foreign exchange and specialise in overseas property.

The first step in protecting your overseas property budget would be to register with Key Currency, it’s free and there’s no obligation to trade.

Register with Key Currency today.

Then, we can schedule a call with your assigned account manager to discuss the best options for you and your budget.

The "forward contract" is possibly Key Currency’s most popular service for overseas property buyers. It’s a legal contract that allows you to lock in an exchange rate for up to 12 months at a time.

This provides peace of mind, knowing that you’ll pay the same price you agreed to pay for your overseas home by the time you complete the transaction.

For example - if you agree to buy a €100,000 property abroad when £1 = €1.15, it will cost you £86,956.

But it’s possible that by the time you come to complete the transaction, £1 only buys you €1.08, so the price has shot up to £93,592, costing you another £5,633, a 'forward contract' can avoid this happening.

Click below for a free quote from Key Currency.

Get a Quick Quote

Kind regards, 
David Evans 
Co-Founder of Cle France.

Cle France / Key Currency

Key Currency is the currency exchange department of Cle France Ltd, 'Cle' being the French word for 'Key', did you see what we did there?

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Cle France

Property For Sale - To Suit Most Budgets

Our popular Property Guides are available for you to download, they are in plain English and ideal for people who want to Buy, Sell, Holiday and of course Living in France with Post Brexit rules, Healthcare, Currency Exchange and much more.

Download the Guide

Whether you’re buying or selling a property abroad or paying international bills, we recommend getting a free quote from our currency desk.

Get a Quick Quote

Clicking on the property image or the 'Enquire Now' button is only 1-click to the full property listing on the Cle France Website.

We hope you enjoy this small selection, visit the website for our full listings.

Countryside Barn for Full Renovation     Detached Country House to Renovate
Countryside Barn for Full Renovation Detached Country House to Renovate
Reduced from €29,000 to €24,990 Priced at €24,500
Region: Mayenne in Pays de la Loire Region: Lower Normandy Countryside
Cle France enquiry Cle France enquiry
Countryside Barn to Renovate     Cottage to Renovate, Ideal Holiday Home
Countryside Barn to Renovate Cottage to Renovate, Ideal Holiday Home
Priced at €55,000 Priced at €15,990
Region: Lower Normandy Countryside Region: Mayenne in Pays de la Loire 
Cle France enquiry Cle France enquiry
Village House, Ideal Holiday Home     Single Storey Villa in Rural Sector
Village House, Ideal Holiday Home Single Storey Villa in Rural Sector
Priced at 89,900 Priced at €145,000
Region: Lower Normandy Region: Languedoc Roussillon
Cle France enquiry Cle France enquiry

Beautiful Character House with Outbuilding   Detached Country House with Canal View   Former Farmstead With Main House and Outbuildings
Beautiful Character House with Outbuilding Detached Country House with Canal View Farmstead With Main House and Outbuildings
Reduced to €140,000 Reduced to €159,500 Priced at €139,780
Region: Sarthe Countryside Region: Bourgogne Region: Rural Charente
Cle France enquiry Cle France enquiry Cle France enquiry
Rare And Magnificent 17th Century Property   Property with Two Main Houses, Five Gites and Swimming Pool   Lovely House With Garden by the Riverside
Rare And Magnificent 17th Century Property - Watch the 3 minute Video Property with Two Main Houses, Five Gites and Swimming Pool Lovely House With Garden by the Riverside - Watch the 3 minute Video Here
Priced at €368,400 Priced at €396,800 Priced at €180,850
Region: Poitou Charentes Region: Poitou Charentes Region: Poitou Charentes
Cle France enquiry Cle France enquiry Cle France enquiry
Detached House with Garden By the River     Large Detached House with Pool in Mature Grounds
Detached House with Garden By the River Visit Private Sales Direct Website Large Detached House with Pool in Mature Grounds
Reduced to €270,000 Buy Direct from the Vendor Priced at €399,000
Region: Seine Maritime in Upper Normandy Private Sellers in France and the rest of World Region: Charente Maritime
Cle France enquiry Cle France enquiry Cle France enquiry

Want 'SPECIFIC TO YOU' property updates - OPEN AN ACCOUNT TODAY

Our Newsletters are varied in Region, Budget and general news so over time there is something for everyone. 

To create a 'specific to YOU' property search and alert then the best thing to do is go to the website and set up your personal Cle France Account it is free and easy of course!

You will be able to Save Individual Properties and Searches on the website. Any updates to those properties and searches will be emailed to you on a regular basis.

Open a Cle France Account in less than 1 minute today.

Cle France Cle France Cle France
Visit Cle France Website Request a Mortgage Quote Currency Exchange Service

Big Thank You to all who joined us recently on our social media platforms, if you haven't yet then come and say Hi !

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Pound Bounces After Latest Rate Decision

As expected the BoE has kept interest rates at 5.25%.

But the big news was two BoE members voted to hike the rate further.

Past chatter about interest rate cuts might not be around the corner, after all.

It’s likely to help the Pound’s sustained strength so far this year.

Pound to Euro continues to sit near 5-month highs.

However, the Pound has lost a bit of momentum against the Dollar following positive news broke from the USA about Non-Farm Payrolls and unemployment.

Looking forward, all eyes are on the UK’s Inflation Rate data (CPI).

This is set for release next week, on the Wednesday 14th.

Most did not forecast its growth in January.

It will be intriguing to see what’s next and the knock-on effect it could have on the Pound.

So what next, what should you do?

Get ahead of the game and read our Guide to Foreign Currency Exchange.

Download the Guide Here - with no obligation of course.

Please get in touch if you would like to discuss the current trends and rates further.

If you would like more market updates or to discuss current trends, a member of the trading team is just a call away on 01872 487 500.

To find out the latest rates, click below.

Get a Quick Quote

Benefits of using Key Currency:

  1. Great exchange rates
  2. Quick and easy transfers
  3. No transfer fees
  4. Expert help and guidance
  5. Authorised by the FCA

Current rates: 

Thursday 8th February 2024 at 11.30

£1.00 GBP = 1.1715 EURO

£1.00 GBP = 1.2602 USD

£1.00 GBP = 1.9399 AUD

£1.00 GBP = 2.0690 NZD

£1.00 GBP = 1.6987 CAD

£1.00 GBP = 1.1017 CHF

  • Want to Learn More?

  • We have created a selection of Free PDF Guides for you to download covering many aspects of buying property abroad, visit our PDF Guides Page today or download our "Buying A Property in France" Guide PDF document.
  • Want to Live in France Post-Brexit? download our "PDF Guide to Living in France Post-Brexit" document.

    Brexit Guide Download

  • Need to Send Money Abroad?

    • At Clé France / Key Currency, many of our customers have a need for currency exchange.
    • We are pleased to offer our customers favourable exchange rates on international currency transfers.
    • As a Clé France website visitor, you qualify for preferential exchange rates when you transact through Key Currency.

Cle France Currency Guide link

How to Save Money on your foreign currency transfers

  • Key Currency can save you money by offering more competitive rates of exchange than your bank.
  • Clients can typically save you 3-4% of the total transaction value, which can result in significant cost savings.
  • All client funds are held in segregated accounts with top-tier banks keeping your money safe and secure.

For everything you need to know about French property visit www.clefrance.co.uk

Cle France

Property of the Week and More

Scroll down to see a more varied selection or property for sale but first we have a real treat for you in the form of our 'Property of the Week'. This week we have chosen something really special which is best described by viewing the YouTube Property Walkthrough Video.

Contact Us today to arrange a viewing on this stunning property.

Hope you like our "Property of the Week" and the other New on the Market properties lower down on this newsletter.

Thanks for reading, David at Cle France.

Rare And Magnificent 17th Century Property - View 47 images on this listing.
Priced at €368,400
Region: Location: Town - Department: Charente - Region: Poitou Charentes
Cle France enquiry

   
Go and Enjoy the 3:36 Walk-Through Video
Cle France enquiry
 

Property Description:

Have you watched the video yet? - We present to you a very rare opportunity to buy a little slice of history. We are delighted to offer you a 17th century property on the ramparts of the city, once part of the Chateau defences of the old town of Ruffec but now it is a very comfortable 4 reception room and 5 bedroom town house tucked away with 2 private courtyard gardens.

Despite being in a very quiet and no-through road the property is a short walk into the town centre where a twice weekly market is held.


   
The Property has lots of Character
Cle France enquiry
 

Region Description:

The department of Charente is located in the centre-west of France and is part of the Poitou-Charentes region along with Deux Sèvres, Charente Maritime and the Vienne department.

Its name as is often the case comes from the river Charente which snakes through the department. Two local dialects are spoken in the area, Saintongeais in the west and Occitan to the east.

The region is popular with hikers, bikers and nature lovers who like to discover the woodlands, lakes and streams that are part of this amazing landscape.


Other Properties you may like

Cottage to Renovate, Ideal Holiday Home     Country Barn Conversion Project to Renovate
Cottage to Renovate, Ideal Holiday Home Country Barn Conversion Project
Priced at €15,990 in Mayenne Countryside Priced at €28,000 in Rural Normandy
Cle France enquiry Cle France enquiry
Stunning Character Country House by the Coast     Stunningly Beautiful Longere Style House
Stunning Country House by the Coast Stunningly Beautiful Longere Style House
Priced at €266,500 near Normandy Coast Priced at €222,500 in Bourgogne
Cle France enquiry Cle France enquiry

Detached House with View of Mont-St-Michel   Solid Stone House with Courtyard and Garage   Traditional House Bordered by a Little Stream
Detached House with View of Mont-St-Michel Solid Stone House with Courtyard and Garage Traditional House Bordered by a Little Stream
Reduced to €137,000 Reduced to €59,000 Reduced to €126,000
Region: Lower Normandy Region: Brittany Region: Poitou Charentes
Cle France enquiry Cle France enquiry Cle France enquiry
Lovely Cottage, Ideal Holiday Home   Chateau Style Property with Swimming Pool   Apartment on 7th Floor with Mountain Views
Lovely Cottage, Ideal Holiday Home Chateau Style Property with Swimming Pool Apartment on 7th Floor with Mountain Views
Reduced in Price to €55,000 Priced at €1,080,000 Priced at €103,000
Region: Lower Normandy Region: Seine Maritime Region: Rhone Alpes
Cle France enquiry Cle France enquiry Cle France enquiry

Want 'SPECIFIC TO YOU' property updates - OPEN AN ACCOUNT TODAY

Our Newsletters are varied in Region, Budget and general news so over time there is something for everyone. 

To create a 'specific to YOU' property search and alert then the best thing to do is go to the website and set up your personal Cle France Account it is free and easy of course!

You will be able to Save Individual Properties and Searches on the website. Any updates to those properties and searches will be emailed to you on a regular basis.

Open a Cle France Account in less than 1 minute today.

Cle France Cle France Cle France
Visit Cle France Website Request a Mortgage Quote Currency Exchange Service

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