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The French Property Network

Jan 9

What's the latest with UK mortgage rates?

Finally some good news, the average mortgage rates have fallen to their lowest level in seven months, mainly due to lenders kicking off the New Year with interest rate cuts.

So is this a good time for you to contact our Mortgage and Financial Services Partner, if you are considering a mortgage to help fund a property purchase in France, you may wish to contact them to see if they can help and advise you, best of luck.

You can contact them direct here.

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Could mortgage rates drop further in 2024?

A handful of mortgage lenders have announced further rate cuts, due to the predictions that the Bank of England base rate could start to fall in the first half of this year.

Some lenders have mortgage product rates below 4% for the first time since April 2023.

The lowest rate we have seen is now 3.89%.

Our Mortgage Partner is ideal for those of you who live in the UK and already own a property within the UK, dealing with the team at 'HERTS Financial Services' may be a much more attractive option than a French mortgage.

Herts Financial Services

Kind regards,
Alex at Clé France.

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Jan 5

Update on Visa for Second Home Owners

Visas for second home owners one step closer.

Happy New Year and Happy New News...

So, it's the New Year and a bit of good news for second home owners in France, as the French parliament have approved the principle of an ‘automatic visa’ to enable more straightforward and longer stays.

But we aren’t there quite yet. The legislation, which is part of a broader bill on immigration, will now move on to the next stage, to be considered by the ‘Conseil Constitutionnel’. The Conseil has one month to deliberate, so a decision should be due around the 26th January.

Should the decision be favourable, the French Ministry of the Interior will then consult in order to iron out the practicalities of how the law might work.

In essence all UK citizens who own a second home in France would obtain a ‘long-stay visa’ right automatically and without having to make a long-stay visa application. The latter usually involves a long process online and in person, taking paperwork to an office, in order to obtain an official sticker in your passport.

So a small step forward, still some way to go, but perhaps there are now grounds to be a little more optimistic.

Watch this space...

Want to learn more about living in France Post-Brexit?

You can download our guide by clicking the button below.

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Kind regards, 
Sharon Evans 
Co-Founder of Cle France.

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Dec 31

The New Year is Fast Approaching

Le Réveillon de la Saint-Sylvestre (New Year’s Eve)

The New Year (le nouvel an) is fast approaching. 

In France, as elsewhere, New Year’s Eve (called le réveillon du jour de l’an) is typically celebrated with friends. It’s common to celebrate the new year with champagne and fireworks. But did you know that, unlike in English, New Year’s Eve also has a different name?

In French, New Year’s Eve is also known as le réveillon de la Saint-Sylvestre.

But who was Saint Sylvester?

Bonne Annee

Saint Sylvester was Pope (Pape) from 314 to 335 AD. Not much is known about his life, although the church grew in power during his tenure, erecting such monuments as Santa Croce in Jerusalem and the old Saint Peter’s Basilica in Vatican City.

Most of our common knowledge about Saint Sylvester is through unverified (and potentially fictional) stories about his relationship with the Emperor Constantine. One fictitious story stated that, upon administering blessed water, Sylvester cured Constantine of leprosy. Supposedly, it was Sylvester’s miracle that influenced Constantine to convert to Christianity.

The Feast of Saint Sylvester is celebrated around the world on December 31, because this was the day he died in 335. Today, many countries around the world, and not just France, refer to New Year’s Eve as Silvester, or a similar name in tribute of the ancient pope. For example, in Germany, Christian households traditionally celebrate Saint Sylvester’s Day by melting Silvesterblei (Silvester lead) in a spoon and dropping it into cold water, then divining the year ahead based on the shape of the cooled metal. In Switzerland, men dress as Silvesterklaus and ring large bells to welcome in the new year. 

In France, la Saint Sylvestre is celebrated with friends, good food, champagne, and firecrackers or noisemakers. But there is one more tradition that is often reserved for this special day: le baiser sous le gui (kissing under the mistletoe). Unlike in some Anglophone cultures, where kissing under the mistletoe is a Christmas tradition, this ancient ritual is reserved for la Saint-Sylvestre in France. 

Bonne année!

Blog submitted by: David at The French Property Network - Cle France.

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Dec 24

Joyeux Noel et Bonne Année

WISHING EVERYONE A HAPPY FESTIVE PERIOD

Best wishes to everyone form all of us here at Cle France, we wish everyone Joyeux Noel et Bonne Année....

Happy Xmas from Cle France

We are open 24/7 on-line so keep enjoying all the beautiful French property for sale and all our information about buying a house in France as usual on the website, but we may take a few days to get back to you if you send in any questions / requests over the Christmas period as we too will be enjoying the festive period with our feet up!

Happy Christmas from Sharon, David, Simon, Alex and all the team at Cle France.

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Nov 16

Beaujolais Nouveau Day

Beaujolais Nouveau Day is marked in France on the third Thursday in November with fireworks, music and festivals.

Under French law, the wine is released at 12:01 am, just weeks after the wine's grapes have been harvested.

Parties are held throughout the country and further afield to celebrate the first wine of the season.

Beaujolais Nouveau Lead image

The Gamay grapes that go into Beaujolais Nouveau are handpicked in the Beaujolais province of France. The wine actually originated about a century ago as a cheap and cheerful drink produced by locals to celebrate the end of the harvest season.

Perhaps the most well-known producer of Beaujolais Nouveau is Georges Duboeuf, who is credited as one of the marketing geniuses behind the wine. Selling this young red was viewed by some vintners as a means to clear large quantities of wine at decent profits, which would create a much-needed cash flow shortly after harvest. 

Beaujolais Nouveau 4

The idea of a race to Paris carrying the first bottles of the new vintage was conceived and this attracted much media attention. By the 1970s, the race became a national event. The races spread to neighbouring countries in Europe in the 1980s, followed by North America, and in the 1990s, to Asia.

The traditional slogan used in ad campaigns and marketing material - Le Beaujolais nouveau est arrivé (which translates to The new Beaujolais has arrived) was changed in 2005 to It's Beaujolais Nouveau time.

Today, there are several dozen vintners making this popular red. The Beaujolais region is 34 miles long from north to south and 7 to 9 miles wide and home to nearly 4,000 vineyards which produce twelve officially-designated types of Beaujolais known as AOCs. They include some of the finest and priciest grand crus (big vintage) wines around, including Fleurie and Cote de Brouilly. The most common two are the Beaujolais and Beaujolais-Villages, the former of which account for half of the region's annual output.

In 2010, 35 million bottles of the wine were put on the market. Some 7.5 million were sold in French supermarkets and 15.5 million were exported mainly to Japan, Germany and the United States.

Beaujolais Nouveau owes its easy drinkability to a winemaking process called carbonic maceration, also known as whole-berry fermentation. This technique preserves the fresh, fruity quality of the grapes without extracting bitter tannins from the grape skins.

Beaujolais Nouveau - that much-ballyhooed cherry-red coloured vintage that’s best served chilled - is clearly not for wine snobs. This fresh and fruity red is the result of a quick fermentation process that ends up with a tasty, clean wine that is enjoyed by palates the world over.

There are about 120 Beaujolais Nouveau related festivals held in the Beaujolais region. 

The most famous 'Les Sarmentelles' is held in the town of Beaujeu, the capital of the Beaujolais region. Kicking off in the early evening the day before Beaujolais Nouveau, the five-day festival features wine tasting, live music and dancing. During the afternoon on Beaujolais Nouveau Day, a heated tent offers wine and a range of local foods for visitors to sample. There is also a tasting contest featuring all of the twelve kinds of Beaujolais, in which the winner nets his or her weight in Beaujolais-Villages. In the evening, a torch lit parade honours the farmers that made the wine. Fireworks at midnight mark the release of the new wine, which is then drank until dawn. 

Beaujolais Nouveau is meant to be drunk young. Most vintages should be consumed by the following May after its release. However, in excellent vintages (such as 2000) the wine can live much longer and can be enjoyed until the next harvest rolls around.

The region of Beaujolais is known for its fabulous food. The famed Paul Bocuse restaurant is just minutes from the heart of Beaujolais, as is Georges Blanc’s. These great restaurants have plenty of Beaujolais Nouveau on their wine lists. The wine goes well with either haute cuisine or Friday night’s pizza.

Is Beaujolais Nouveau making a comeback?

Beaujolais Nouveau Day was once a national event in the UK. Is it making a comeback, asks Justin Parkinson from the BBC News website.

It's as much a part of 1980s folklore as massive mobile phones, shoulder pads and personal organisers. On the third Thursday of every November the City of London was awash with celebrations for the arrival of Beaujolais Nouveau.

Getting hold of the recently pressed, light red wine as quickly as possible became an annual event. It was usually served chilled.

The Beaujolais Run meant teams competing to be the first to get the first case of Nouveau from Paris to London. One year it got even more "Eighties" than normal, the winner being a Harrier jet. Bars, restaurants, pubs and off-licences held tastings, sometimes lasting all day, as events spread around the UK.

"Sales of Beaujolais Nouveau reached a peak in the late 1980s," says Anne McHale, master of wine at Berry Bros and Rudd. "It was a huge success based on marketing. But it declined in the 1990s when too many producers jumped on the bandwagon and the quality declined, getting weaker and more acidic."

McHale says focusing on Nouveau damaged the reputation of Beaujolais's better-quality products, in the way "Blue Nun did with German wines". Only now are people starting to return to other Beaujolais, which are often sold under the names of individual villages, such as Fleurie, she adds.

Japan is the biggest export market for Nouveau, buying almost 60 million litres last year. UK interest might not be at its peak, but something seems to be stirring. Last year the country imported 2.27 million litres - more than two and a half times the amount for 2012. This happened after Marks and Spencer launched a "carbon-neutral" version.

The celebrations have always been commercially motivated. Beaujolais, in France's Burgundy region, south-east of Paris, started promoting its freshly pressed wines as "Nouveau" in 1951. The release date was moved ahead of those for rival wines to maximise publicity. The uncorking of bottles just after midnight became a cause for street parties.

The run to London started after wine writers Clement Freud and Joseph Berkmann held a wager in 1970 over who could get it across the Channel first. This is still going, although competitors vie to transport it via the shortest route rather than in the shortest time, to ensure road safety.

"Nouveau has improved," says Beaujolais Run director Rob Bellinger. "Because of global warming the wine has been getting better every year. In the old days really it was like drinking vinegar."

One place that's never tired of Beaujolais Nouveau Day is Swansea. "It's like a national holiday," says Becky Oliver, owner of the city's No Sign Wine Bar. "Everyone has the day off. It's always been quite big but it's growing every year."

So, with UK sales increasing, is it on the up again? "I would be pretty confident in saying that this doesn't represent a future trend," says McHale. "It's more likely to be the result of a temporary spike in retro-nostalgia. Or perhaps this entire volume is being consumed by Swansea?"

Blog submitted by: Alex at The French Property Network - Cle France.

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