Want to turn your dream of a Home in France into a Reality?

'Cle Mortgages'

We have 2 solutions for You...

Option 1

Let Us Unlock the Potential from Your UK Property!

You could buy a Holiday Home in France by unlocking some of the value of your UK home and using the cash to snap up a Bargain French Property.

It makes sound financial sense to raise the money in your own country where you earn your income, so you don't have to worry about the vagaries of future interest rate fluctuations.

UK interest rates are still at historic lows, and in most cases we can achieve this with No Fees at all.
We can arrange a UK re-mortgage within the protection of the UK financial regulations, in your own language, with the a possible bonus of reducing your monthly payments on your current mortgage by having a better overall interest rate.

We can get you an 'Agreement in Principle' in advance so you will be able to go house hunting with confidences and negotiate a great price as you are effectively a cash buyer in France.

Contact Us Today to find out more, on a no obligation basis of course.

Option 2

The 'French Mortgage' route.

The ideal option if you don't want to tie up your capital due to

low exchange rates?

With record low interest rates you can take a mortgage out and when the Pound recovers pay lump sums or even pay off the whole mortgage.

We can arrange mortgages in France up to 85% of the purchase price with interest rates starting from as low as 1.35%

We also offer a Free mortgage pre-approval service, so you understand what options are available to you, even if you haven't yet found a property.

Contact Us Today to find out more, on a no obligation basis of course. Thinking of buying in another country? We arrange finance in over 30 countries across Europe, USA and the Caribbean. Visit Cle France Website Request a Mortgage Quote Currency Exchange Service

UK Tel: 0044 (0)1440 820 358

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Your Guide to French Health Care
Download our latest PDF Guide

With Covid-19 and Brexit looming it is even more vital that those thinking of Buying a Property in France have the correct health Insurance in place.

If you would like to understand more about the French Healthcare system (in plain English!) then download our latest guide today.

Get Your Free PDF Guide to Health Care in France here

Kind regards, 
Sharon Evans 
Founder of Clé France.

Let Nick do the Property Viewings For You

I hope you and your family are in good health and good spirits despite the difficult times we are all currently experiencing.

Recently we introduced a solution to buy your property without first visiting it, ie. to buy it ‘unseen’.

This has proved very popular but for a more cautious approach we can now offer the service of a ‘Property Inspection’ by our property surveyor, Nick Warner.

Nick can visit 5 properties on your shortlist and inspect the properties for you against your criteria and advise on a number of important aspects so you can make a more informed decision before making an offer on your chosen house.

For roughly the same price as a full structural survey on one property you will get feedback with photos and Nick's personal opinion on 5 (within the same sector).

If you feel that this may be a good option for you, please feel free to contact Nick for further details.

In the meantime Stay Well,

We’ll stay in touch!

Visit the website to contact Nick Warner direct.

Kind regards,
Sharon Evans
Founder of Clé France.

The Pound to Euro rate has been erratic over the last few months.

It plunged in mid-March, staged a big comeback in April, and faded through May and June.

In July, the rate has been climbing again...so far.

Given all the uncertainty we face from global risk events, the heightened volatility in exchange rates is expected.

But it doesn’t have to be a negative.

For those holding Pounds or Euros, it’s more of an opportunistic market.

The upside from volatility is that it gives you a chance to capture a better rate by keeping a close eye on the daily fluctuations.

No one has a crystal ball, but a taking a passive approach right now could see you miss the best opportunities.

Why not get in touch so we can structure a plan and discuss a strategy.

As part of our service, Key Currency can monitor exchange rates for you, help make sense of your budget and find you the most suitable currency solution.

Simply request an exchange rate quote below.

Thanks For Reading, What Next?

• To discuss Exchange Rates and Your Currency Options, please contact our trader today on 01872 487 500.
• Need to Trade Your Currency soon, then request a free quote and we’ll look after you from there.

Have a great day, Geoff Lambourne - Direct Dial me on 0044 (0)1872 487 470.

Current rates: 

Tuesday 7th July 2020 at 16:10

£1.00 GBP = 1.1140 EURO

£1.00 GBP = 1.25473 USD

£1.00 GBP = 1.8046 AUD

£1.00 GBP = 1.9150 NZD

£1.00 GBP = 1.7082 CAD

£1.00 GBP = 21.5159 ZAR

Need to Send Money Abroad?

• At Clé France / Key Currency, many of our customers have a need for currency exchange.
• We are pleased to offer our customers favourable exchange rates on international currency transfers.
• As a Clé France website visitor, you qualify for preferential exchange rates when you transact through Key Currency.

How to Save Money on your foreign currency transfers

• Key Currency can save you money by offering more competitive rates of exchange than your bank.
• Clients can typically save you 3-4% of the total transaction value, which can result in significant cost savings.
• All client funds are held in segregated accounts with top-tier banks keeping your money safe and secure.
• Download our "Buying A Property in France" Guide PDF document.

• If you are concerned about Brexit? download our "PDF Guide to Brexit" document.

  

  For everything you need to know about French property visit www.clefrance.co.uk

The French property buying season begins (finally)

Great news…

France is expected to be included in the first wave of ‘air bridges’ starting 6th July.

Flights to France will commence daily.

It’s expected there will be a rush of British property buyers.

Earlier this month, Rightmove reported that UK searches for French property are 33% higher than last year.

While local experts say they don’t expect a fire sale of French property, some sellers will undoubtedly be open to offers.

Now is the time to get serious about restarting plans, especially for retirees abroad, with the Brexit transition period ending soon.

One thing to note…

When you make an offer on a French property, you are committed to that price in Euros, no matter what happens to the Pound.

With many threats to the Pound at the moment, we would suggest speaking to our currency partner: Key Currency.

Key Currency can monitor exchange rates for you, help make sense of your budget and find you the most suitable currency solution. 

I recommend you request an exchange rate quote below.

Click here for a free quote

Kind regards, 
David Evans 
Co-Founder of Clé France.